FreeNo sign-up₹ and 150+ currencies

Split expenses online

Add who paid for what. See who owes whom, settled in the fewest payments, in rupees or any currency. Free, no sign-up, nothing to install.

Start splitting

1Who's splitting?

2What did you spend?

Add two people first

Who owes whom

Add two people and an expense to see who owes whom.

How to split expenses fairly

Add up what everyone paid and split the total into fair shares. Paid minus share is each person's balance: above zero, they get money back; below zero, they owe. Then settle the balances in as few payments as possible.

Three friends, one evening

  1. Who paid. Rahul paid for dinner, Priya for the cab home.

  2. Each share. ₹4,500 ÷ 3 = ₹1,500.

  3. Paid − share. Rahul +₹1,500, Aman −₹1,500.

  4. Aman pays Rahul

    ₹1,500

1 payment instead of 4 separate paybacks

Four ways to split one expense

Equally

Everyone pays the same.

Wi-Fi₹1,179

By shares

Bigger room, bigger share.

Rent₹96,000

By percent

Agreed percentages.

Electricity₹4,370

Exact amounts

Each pays for what they had.

Cook, lunches₹6,000

Group chat, spreadsheet or Sweetsplit

Group chatSpreadsheetSweetsplit
Who owes whom✕–✓
Fewest payments✕✕✓
Uneven splits✕✓✓
Same numbers for all––✓
Voice or photo✦ AI✕✕✓

Doing this more than once? Keep it as a group.

Save the split and it becomes a group everyone can open. Nothing to install, nobody has to be the accountant.

  1. Share one link

    Friends open it in the browser and tap their name. No app, no email, no password.

  2. Say it or snap it✦ Sweetsplit AI

    "I paid 2,400 for the cab, split it four ways", or a photo of the bill. It lands split, in the right currency.

  3. Settle in one tap

    See who pays whom, pay in any UPI app and mark it paid. The whole group sees it.

✦ Sweetsplit AI

Or just say it.

In a saved group with Sweetsplit AI, say what you paid. It lands split, the way you said.

🎙 Aman said

"Paid 2,400 for the cab from the airport, split it between all four of us."

Added to Goa trip
✦Cab from the airportTransport · Aman paid · split 4 ways₹2,400

RRahul owes Aman₹600

PPriya owes Aman₹600

VVenkataraghavan owes Aman₹600

Questions

Is it free?

Yes. No sign-up, no ads and no limit on expenses. Saving it as a group is free too, and so is everything you add by hand in the app. Adding by voice, photo or screenshot is Sweetsplit AI, which is paid.

How do I split expenses between friends?

Add everyone's name, then each expense with who paid and who it was for. Sweetsplit works out what each person owes or gets back, and the fewest payments that square everyone.

How do I split a bill when one person paid?

Add it once: that person under Paid by, everyone who shared it under Between. A ₹4,800 dinner for four means each of the other three owes them ₹1,200.

How do I split a bill unequally?

Pick Shares when some people count double (a bigger room, a second plate), % when you've agreed a percentage, or Exact when you know each amount. The splitter tells you when the amounts don't add up to the total.

How does it keep the number of payments low?

It looks only at each person's balance, what they paid minus their share, not at every expense. People who owe pay people who are owed, and anyone whose balances cancel out settles among themselves. Four friends never need more than three payments.

How is it rounded so the total adds up?

Every share is worked out in paise and the shares always add up to the total exactly. When an amount doesn't divide evenly, the last person in that split takes the odd paisa: ₹100 between three is ₹33.33, ₹33.33 and ₹33.34.

Can we settle up with UPI or GPay?

Yes. Sweetsplit shows who pays whom and how much. Pay in GPay, PhonePe, Paytm or any UPI app. In a saved group, mark it paid so everyone sees it.

Do my friends need an account?

No. The splitter needs no account at all. Save it as a group and friends open the link, tap their name and they're in. No app, no email, no password.

Is my split private?

The splitter runs in your browser and sends nothing until you save it. Anyone with a saved group's link can open it, so share the link only with the people in it.

Which currencies work?

Any of 150+. The splitter works in one currency at a time. In a saved group each expense can be in its own currency, and Sweetsplit converts it once, at that day's rate, so nobody's debt moves with the market.

Keep the whole group on one link.

Split it here, then save it as a group. Friends join from the link and everyone sees the same numbers. Saving is free, with no ads.